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Summer time is the right time! The right time to relax and have fun. Perhaps you are also planning a vacation. If so, do you have enough money to fund your vacation? Many Americans do not have enough money to pay for their vacations and they rely on loans for bad credit.

In this article, we are going to highlight some of the best no credit check loan lenders in the summer. These direct lenders are popular in America and they give out a lot of bad credit loans during the hot season. So, without further hesitation, let’s go ahead and discuss these best summer lenders with no credit check.

#1. MUTUAL MONEY – Best Loan Company for Bad Credit

#2. CREDITLOAN – Best emergency loan for bad credit lender

#3. FUNDSJOY – Bad credit payday loans with instant approval

#4. REAL AMERICAN LOAN – Best Short Term Lender in America

#5. XMASFUNDS.COM – Instant approval for bad credit loans

#6. PERSONAL LOANS – Fast loans with instant approval

#seven. BADCREDITLOANS.COM – $500 loans with instant approval

#8. FUNDSDON – Cash advance experts with guaranteed approval

#9. SPEEDY CASH – Fast loans for bad credit

#ten. ULTRA CREDIT – Best Emergency Loan Provider in USA

#11. 123LOAN – Best Short Term Lender for $1000 Loans

#12. LOCO CREDIT – Instant Approvals for Installment Loans

#13. EAGLE CREDIT – Student Payday Loans

#14 – BUZZBUZZ LOANS – Guaranteed Approval Personal Loans

#15. TOWERCREDIT – Quick loans for veterans

#16. ONEWAY – 24 hour loans for $1000

#17. SANDPIPER CREDIT – Best No Credit Check Loans for Seniors

#18. MYSTICAL CREDIT UNION – Quick short term loans

#1. MoneyMutual – Best loans for bad credit and payday loans online

MoneyMutual is the largest lender in the field of loans for bad credit. They have a strong customer service team and a quick response time when applying for a loan. Not only that, they have solid customer reviews when you look on their official website.

MoneyMutual has a large market share. This means that they provide a lot of loans for bad credit. Truly, when looking for a payday loan provider, few companies are better than MoneyMutual.

If you had to choose only one company, we recommend you to go with MoneyMutual. However, we know that people are not like that. People want to have options and want to be able to choose from a variety of bad credit loan companies. That’s why we’ve provided 18 bad credit lenders in this in-depth review.


#2.CreditReady – Payday loans with guaranteed approval from direct lenders

CreditLoan is a respectable lender. They are not as big as MoneyMutual but they are right behind. Some people who watch the bad credit loan industry closely say that CreditLoan will eventually take over as the number one bad credit loan lender.

We can neither agree nor disagree with that, because we don’t know. What we do know is that they are an awesome lender that continues to grow and gain more market share.

Their loan sizes and interest rates are comparable to MoneyMutual.

We believe that if they maintain a very good customer service approach with their existing customer base, they will continue to thrive.


#3. FondsJoy – $500 loans without credit check

FondsJoy is a growing bad credit lending company. One of the things that impresses us the most about them is their excellent online presence. Let’s explain.

If you visit the FundsJoy website, you will notice that the site is very user-friendly and easy to navigate. On the site, they use a lot of attractive colors. Also, once you visit their site and leave the site, you will see advertisements for FundsJoy all over the internet.

We can’t go into the details of the reason, as it’s their own marketing tactic. However, what we do know is that they are absolutely brilliant at what they do. And what they do is non-stop marketing!


#4. REAL AMERICAN LOAN – Best bad credit loans for veterans and seniors

Genuine US Loan is one of our favorite lenders to write about. We love this company because we love their branding. True American Loan knows exactly who its target market is. Their target market is, in case you were wondering, veterans and seniors.

This means that True American Loan has a lot of customers who are both veterans and seniors. However, are all of their clients veterans and seniors? Absolutely not! They have borrowers from every demographic you can think of. Their clientele consists of:

  • Single-earners

  • Two-income households

  • Students

  • Single parents

  • Recent Graduates

  • Families with children

Also, they offer a wide range of bad credit loans. When you get a personal loan with them, you can often choose which type you take. Here is a complete list of what they offer their borrowers:

  • Loans for bad credit

  • Payday loans

  • Loans for bad credit

  • Short term loan

  • Ready in 24 hours

  • $500 loans

  • $400 loans

  • $300 loans

  • $200 loans

  • $100 loans

  • Instant Loans

  • Ready in 48 hours

  • No credit check loans

  • Direct lending from lenders

True American Loan is a company to watch. They are by no means as big as MoneyMutual, however, they have a very loyal customer base, and that is often bigger.


#5. XMASFUNDS.COM – The Best Bad Credit Holiday Loans Direct Lender

XmasFunds – Some people think XmasFunds is a bit of a joke. However, for those who think so, the joke is on them.

XmasFunds is a popular bad credit lender. As you’d expect from their name, they do a lot of business during the holiday season, and especially around Christmas time.

But here’s the thing, they keep doing business all year round. Not just at Christmas. Does this seem strange to you? Well, when you think about it, that shouldn’t be too weird at all.

It’s because everyone loves Christmas. Everyone loves the magic of Christmas and often people want that feeling to last as long as possible, and often throughout the year.

Have you ever come across those specialty stores that sell Christmas items all year round? There are so many of these stores and they do a lot of business.

If these Christmas-themed stores can thrive year-round, so can a Christmas-themed branded bad credit lender.


#6. FundGift – Loans without credit check with guaranteed approval and instant approval

FundGift is a new bad credit lender. They stormed the market. Some say they will take the top spot very soon. We think it’s too early to know for sure. MoneyMutual ranks first. FundsGift still has a long way to go before it achieves the same status.

Let’s be clear. FundsGift is indeed growing at a rapid pace. We’re not saying they aren’t. All we’re saying is that they still have a long way to go before they get to the top spot in the bad credit loan industry.

For FundsGift to take the top spot, they need to be able to process a lot more loan applications than they currently do. For that to happen, they need to have a lot more staff. Hiring staff obviously costs money, which would increase their operating expenses.

The reality is that the jury is out. No one knows if FundsGift will take over or if MoneyMutual will retain the top spot.

FundsGift, if you recall, are experts in bad credit loans. They specialize in the following loans:

  • $500 loans

  • $300 loans

  • Instant Loans

  • Ready in 24 hours

  • No credit check loans

  • Loans for veterans


Final Thoughts: Bad Credit Loans and No Credit Check Loans

In this in-depth review, we’ve highlighted the 18 best bad credit lenders in America. Let’s be honest with each other for a moment. Are these 18 companies all good? Obviously not. Some will be much better than others.

Notice how we haven’t provided any details for some of these companies? This was done upon purchase.

We have provided detailed details of the companies we believe to be good bad credit lenders. And for those we don’t support, we’ve left their information out of this article.

If you are looking for a loan for bad credit and want to know which company is the best, look at who we picked for the top spot. This company was MoneyMutual. They are the best direct lender, the best customer service, and they have many happy customers.

If you are looking for a payday lender, you need look no further. Choose MoneyMutual.


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